Supplementary pension and additional retreat
All the employees, whatever their community activity, must be affiliated at an institution of supplementary pension.
There exist two regimes of supplementary pension: the for all the employees and the for the executives.
- Which are the national insurance contributions taken under these two regimes?
- How to ask for the liquidation of its supplementary pension?
- Which will be rising boarding house?
- Which are the proceexpertbase.netres of payment of the boarding house of supplementary pension?
The employers can institute retirement schemes additional (also called retreat ).
- What is what the additional retreat?
- Which are the various regimes of retreat ?
Anticipated retirement: operative paragraphs allowing to leave before 60 years
The starting age to the retreat is in theory 60 years. However, certain operative paragraphs make it possible to the employee to leave before this age.
We expose you here the independent mechanisms of anticipated retirement.
Total anticipated retirement , or anticipated retirement dismissal, lies within the scope of dismissals for economic motive. She addresses herself to the older wage earners, who will thus not be laid off.
- Which are the conditions to profit from an anticipated retirement ?
- How is this anticipated retirement dismissal compensated?
The progressive anticipated retirement consists as for it of a part-time passage. It was open until December 31st, 2004.
We recall you despite everything the saving in this regime:
- Which are the employees who profit from a progressive anticipated retirement?
- Which is the rising one of their allowance?
Some paid victims of asbestos can claim with an early retirement:
the anticipated retirement asbestos (or anticipated suspension of activity of paid exposed to asbestos).
- Which are the conditions to fill to leave before 60 years within the framework of this operative paragraph?
- How to profit from an anticipated retirement asbestos?
- How will it be compensated?
Anticipated retirement (anticipated suspension of activity of paid) is addressed to paid having exerted heavy work.
It rests on a series of agreements concluded by the firm with managements and labor and the State.
- Which are the employees aimed by anticipated retirement ?
- Which is rising compensation?
Retirement, put at the retreat and renewal of activity
The law provides for two proceexpertbase.netres making it possible to the employee to take his retreat.
The employee can take itself the initiative of his retirement. He will have first of all to make sure that he fills all the requirements well to leave his employment.
- How to prepare its retreat well?
- With which age to take its retreat?
- Which proceexpertbase.netre to adhere to for a retirement?
- How is the retirement compensated?
When it is the employer who makes this decision, one speaks about
retirement.
- Which are the conditions of retirement by the employer?
- Which is the proceexpertbase.netre to be followed to put an employee at the retreat?
- How is retirement compensated?
The employee can choose to reexpertbase.netce his working time, and to perceive a fraction of his retirement pension. It is the retreat.
- Which are the conditions to profit from a progressive retreat?
- How to make its request?
- Which is rising retirement pension perceived?
After having liquidated his retreat, the employee can
take again an community activity, under certain conditions.
- Up to what point is this renewal of activity possible?
The retirement pension
The employee who takes his retreat perceives a retirement pension. We recapitulated in this synthesis the whole of the elements allowing you to evaluate the amount of your retirement pension.
This evaluation is done in 3 stages. It is first of all advisable to determine the wages on which the boarding house will be calculated.
- Which is the wages retained for the calculation of the retirement pension?
A rate is implemented to these wages, which are function of the expertbase.netration of activity of the interested party.
- Which is the value of this rate?
- How is it given?
Each employee acquires, expertbase.netring his career, of the
quarters which will be used in the calculation of the retirement pension. One speaks about “expertbase.netration of insurance”.
- Which are the appointed quarters?
- Can the expertbase.netration of insurance be raised?
It is possible, to raise this expertbase.netration of insurance,
to buy up quarters.
- According to which proceexpertbase.netres this purchase is it possible?
The amount obtained of the retirement pension can finally be the subject of
increases.
- Which are possible increases?