ExpertAdvice

p>As dentists we try to be accommodating to all our patients, referring doctors, laboratory technicians, staff members, and insurance companies. But, make sure you are not sacrificing your own happiness in dentistry just to please everyone else. Remember, you can't please everyone in life. No matter what you do, the decisions you make, how hard you try, or what you say- someone's probably not going to like it. Keeping "unhappy" staff members, patients, or insurance companies in your practice, and listening to their opinions, complaints, and judgments can result in unhappiness for yourself. Do you have a few patients or a particular staff member that totally stresses you out? Are you letting patients...

Considering the information overload on the web nowadays, the newest programs and websites which developed every single day, as well as the everyday issues that you might be experiencing being a business owner, however big or small your business is - you will need someone competent at assisting you all the way through. You cannot do everything on your own, you will need additional time in your hands to accomplish 'real' business rather than deal with nitty gritty items necessary in order to operate your company. Working with a Virtual Assistant is really a sensible management decision. Why? Listed here are explanations why you should Hire a VA: Provides You With Time for you to Focus on Company For...

-- End Ad Box ---> A wage garnishment is a legal procedure through which a percentage of a person's earnings are withheld by an employer for the payment of a debt. Most wage garnishments are made by court order. Other types of wage garnishments are of legal or open procedures made by the IRS or state tax collection agency levies for unpaid taxes and federal agency administrative garnishments for non-tax debts owed to the federal government. Wage garnishments do not include voluntary wage garnishments. Some debtor's may voluntarily consort with their employers to turn over a specified amount of their earnings to a creditor to absolve the debt voluntarily, without the use of a court order. The Wage...

Now that you decided to join a ballet company, after years of training in yourhome town, "what do I do now?" You now have to audition for that ballet company. Have you decided which company? Here are a few questions and some answers you have to find out; *Have you picked a dance company you want to join *In which City/State *Is the dance repertoire classical, moderen, Jazz or a combination of all *How large is the company (dancers), how many boys/girls *Are there corps de ballet, soloist, principal ranks or is it grouped into onelarge dance company without any ranking *How long is their season (in weeks) *How many performances are there during a season *Does the company tour the states, for how many...

The following months are likely to be difficult for public sector recruitment, particularly in the civil service. The coming months are likely to be difficult for public sector recruitment, particularly in the civil service. Cabinet Secretary Sir Gus O’Donnell has said that some of the toughest challenges brought about by the coalition government’s austerity measures will affect the civil service itself, particularly in areas like pay, pensions and redundancy payouts. Sir Gus said in an interview recently that civil service leaders would be tested, but should remain open and honest about the difficult times ahead. This openness and honesty will not be made...

The Birth and Evolutions of a Stealth Sharing Application The Gnutella client titled "Shareaza" was launched in July of 2002 by programmer Michael Stokes. Within a couple years he included compatible support for the eDonkey network, with BitTorrent, and then, shortly after, added a rewrite of source code for Gnutella 2 networks as well. Shareaza grew tremendously in popularity and job offers came pouring in to Mike for his great success with the cyber-nifty p2p file sharing program. Mike discluded further planned to work on the p2p application as the legal issues arose climatically during the time so he unveiled its source code to the public via the GNU on June 1, 2004 (the same time Shareaza V 2.0...

No-one really realises how much time and money is tied up with internal payroll operations until they relinquish control of their wages to a standalone company. The investment in person hours, money and knowledge is staggering. So staggering, in fact, that payroll outsourcing is, almost without exception, an easy and highly recommended way to start cutting unnecessary expenses. The first thing people overlook - often the only thing, but it's such a big thing that it still has a huge effect on annual expenditure and productivity - when they start weighing the pros and cons between in house and outsourced payroll activity, is the sheer quantity of time wages take up every month. Even a basic...

Getting that initial contract of employment template ready can be a real hassle, and it's tempting to get a professional to draft it up, but even at that stage, it's important to know what you're promising your employee, and to make sure that there are no loopholes that can be exploited by less scrupulous employees. Whether or not you're using a contract of employment template or writing one from scratch, you need to make sure all the bases are covered. For that reason, I've written up this guide to explain what you might need to have on the form, and why: Firstly, it's important to note that you must give your employees a contract - in fact, by law you're required to give them a statement of terms...

Debt Relief Solutions - Understanding Illinois Laws about Bankruptcy Illinois bankruptcy laws for those residents who file Chapter 7 bankruptcy include exemptions as long as the person filing is a single person and the property is in their name only. This list is complete and anything not on this list will be liquidated if it has any value. If you are seeking more information about a specific case, you need to consult a bankruptcy lawyer for assistance. Real Estate and Vehicles - Cars and vehicles up to $1200 - Real estate that has value up to $7,500 - Wildcard: personal property that is valued up to $2,000 Retirement Accounts - $1,000,000 worth of traditional or Roth IRA - Pension for civil service...

The bottom slice of bread in the Dakota sandwich is well known as the home to Mt. Rushmore, but SD is holding something equally valuably but much less known. The Office of the State Treasurer is currently holding tens of millions of dollars in South Dakota unclaimed money that belongs to residents of the state. With one of the smallest state populations in the nation, SD citizens have very good odds of discovering money owed to them, if they know where to look. Increased efforts by the state to reunite lost money with the rightful owners have helped give back an average of $2.2 annually in recent years, but the vast majority still goes unreturned, as an average of $6.7 million is turned over to the...

The Beaver State is known for being the home of the massive, 11,000 foot Mt. Hood, but it is home to a lesser known mountain that should be of greater interest to OR residents. Currently, Oregon unclaimed money totals more than $250 million. That's right, more than a quarter of a billion, owed to more than 1 million people. This translates in to roughly 30% of the population, which means the odds that any given citizen is owed a portion of this money are 1 in 3. Each year, the state of Oregon receives between $30 and $40 million in unclaimed property, but only returns about $10 million to the rightful owners. Since the owners of the other $20 to $30 million weren't located, that money gets added to...

As of September, NV's state treasurer, Kate Marshall confirmed that the state of Nevada is currently holding over $200 million in Nevada unclaimed money that belongs to the 700,000 citizens. And despite recent efforts, after much criticism in 2006, the Nevada unclaimed property program continues to take in more money than it returns. According the Marshall, the state has increased its unclaimed money returns to 350-700 claims per week. That's nothing to sneeze at, and Nevada's state treasurer is to be commended, but when you consider that at that rate it would take 20-40 years before they'd ever return all claims currently listed, it's nothing to get too excited about, especially when you consider...

Like most of the other states, Nevada also follows specific set of Nevada bankruptcy laws. Therefore, if you are a permanent resident of Nevada or the primary place of your business has been Nevada, and you are planning to file court petition for insolvency in the bankruptcy court, it is important for you to be aware of the specific laws that the state follows. You should note that the liquidation code is all the same in all the states of America. In particular, you must note the way the various properties exemptions have been interpreted in the state. Nevada is one of those few states in America that follows a very liberal attitude towards debtors especially when it is about exempting the various...

In comparison to the other states of the United States of America, the Connecticut bankruptcy laws are different in a sense that the property exemptions for personal insolvency have been interpreted in Connecticut in a different way. Let me give you a brief insight into the same. Homestead Exemptions The homestead exemption under the Connecticut laws includes all the real properties, no matter, whether they are mobile properties or manufactured home. The insolvency rules in Connecticut allow the debtor to exempt homestead properties, up to the extent of seventy five thousand dollars. Insurance Property Exemptions The insurance property exemptions under the Connecticut bankruptcy laws include the...

Are You a Director of a Corporation? Do You Know Your Liability? If you sit on a Board of Directors of a corporation then exposure to liability exists under various statutes. For example, unpaid wages and vacation pay, workplace liabilities, liabilities under corporate statutes as well as environmental liabilities are a major concern of the corporate director. Amounts owing to the Crown with respect to taxes are the most common of the liability claims. Unremitted source deductions which consists of income taxes, employment insurance and Canada Pension Plan premiums from employee wages is the liability that the Crown has been very aggressive in collecting in recent years. The Crown is also being more...

Everyone is entitled to be paid for the work that they have done. If you are an employee your employer cannot withhold your pay. If your employer has failed to pay you there are a couple of ways you can go about getting your money. You can choose either one but you should know which makes sense for you. Your first option is to file a claim with the Department of Labor. You can choose this path if the dollar amount you are seeking is less than the amount set for small claims court, excluding penalties. In Idaho that amount is currently $5000.00. You have two years to make a claim for wages. The department will collect all your wage claim information and determine if you are entitled to unpaid wages...

In California, for employees who are terminated, all earned and unpaid wages must be paid immediately and on the day of the termination.  For employees who quit, all earned and unpaid wages must be paid within 72 hours of the employee's notice to quit.  For employees who are on a temporary or short-term assignment, the wages are due when the employment obligations are completed. Generally, the employee must be paid at the place where the employee had provided the services to the employer.  If the employee earns commissions, performance bonus, or other forms of deferred compensation, the employer must pay those wages as soon as they are calculated. Consequences for Late Payment of Final Wages...

iv id="body"> Warning: Lying on your resume could cost you your job and your freedom. Picture this. You're sitting at your desk working away happily at a company you've been employed with for ten years. You've had several promotions and you're now a Sr. Assistant Manager. You've got your eye on a top management position, which everyone says you're a shoe-in to get. Your future looks bright, indeed. So, when the boss calls you into the office for something extremely important, you assume it's going to be really good news. Instead, it's your worst nightmare. Your boss hands you a letter of termination, and worse, you're told that you better get a lawyer. The employer is going to press charges against...

Any gardener will tell you the best way to keep a plant or a garden health is to weed, nurture and prune. The same thing is true for your business. The healthiest businesses are the ones with the most productive clients. What do I mean by productive? Well, clients that over time become more self-sufficient and can use the systems that you put in place for them. They can place an online order without assistance, reconcile invoices, track their projects, provide timely feedback when asked, they can actually make a decision and follow through on it and they pay your invoices upon receipt. Now, I have many productive clients and I'm certain you do too. However, we all have the other kind also. You know...

Before you start repairing your credit, you must first understand the importance of what to do with bad credit for your life. A bad credit rating can be realized for several reasons. Perhaps a person was at a disadvantage in his or her life and work, rather than monthly payments. Perhaps you have had problems and the signing of personal bankruptcy. Maybe you money through your head, what happens to many of us, contrary to popular opinion. However, to reap the free credit enhancement, first you need to know very well that in your credit file. You will get back within two weeks. It was here free credit repair begins. If your reports carefully studied. Translate your own files compared to what they...

There are different kinds of business letters, used for different purposes. They are divided into two types: the business to business type and the business to client type. These business letters have the same outline as a professional letter. Business letter outline: - Date - Sender's address - Inside address or the recipient's address - Salutation - Body - Closing - Attachments - Initials of the typist Business-to-business types are intended for company to company communication. Examples are:o Appreciation Letter - a letter of gratitude and appreciation for help extended, or a good business deal.o Thank you - is a letter of gratitude.o Congratulations - is a letter that praises the recipient for a...

Closing a store requires considerable effort and attention and the items listed below, in no particular order, are minimal considerations when terminating a franchise and closing a dealership operation. THIS CHECKLIST IS NOT "ALL INCLUSIVE". YOU SHOULD CONSULT WITH YOUR ATTORNEY AND ACCOUNTANT AND THIS LIST SHOULD BE CONSIDERED AS AN ADDITIONAL AID FOR YOU TO USE TO BUILD UPON WHEN YOU CONFER WITH THEM. Basic Preparation 1. Officers, Directors and Shareholders Be certain to hold both directors and shareholders meetings and to obtain resolutions from each entity, authorizing the dealer to liquidate the dealership, or a substantial portion of the dealership's assets. Determine whether or not the board...

In the over 300 billboard signs I have owned, only two have been lost to development. I achieved this not out of sheer luck, although I have been lucky, but by being proactive about avoiding risks and mitigating the risks I can't avoid. In most billboard ground leases, you have to give the property owner a right to terminate in the event of development. Obviously, few people will tie up their land for years when it might sour a huge development offer down the road. As a result, your billboard is at risk of being removed at any time with so many days of advance notice. When this is the case, there are several things you can do to reduce or eliminate this risk. FLIP IT IF THE LAND IS HOT Anyone can...

This article aims to answer some of the most commonly asked questions about compromise agreements in the UK. The laws surrounding compromise agreements in other countries vary so be sure to take advice relevant to where you live. When are compromise agreements used? A compromise agreement is often put forward by an employer that is going to breach an employee's rights by terminating their employment contract. It is normally offered when the employer realises that they may lose an Employment Tribunal. This means that they are frequently used in cases of discrimination, unfair dismissal, constructive dismissal and redundancy. Compromise agreements are becoming more and more common in redundancy cases...

Thanks to the Internet, the opportunities for working and conducting business online have grown by 200% since the mid-1990s. Yet, 90% of small businesses fail. Why? The major reason is that most people are not prepared to take on the challenges of managing and building their own business. Read on to assess your business preparedness. 1.    Do you have the aptitude: Are you a self starter? Can you communicate effectively with suppliers and customers? Are you ready to work hard? Can you stick to schedules? If your answer to any of these questions is no, you are not yet ready for entrepreneurship. 2.    Are you street-smart: Drop shipping resellers often run into scams. These include fake...

You have been terminated! - involuntarily and without cause. A former employee often is presented with a severance agreement in exchange for securing certain post-employment benefits. It is important to consider how a severance agreement may affect the rights and benefits of a former employee, many of which may already be contracted to during the course of the employee's employment. For example, a non-competition agreement may have been previously executed or the former employee may be a participant in an incentive compensation plan containing a forfeiture-for-competition clause. Often, these operative documents are drafted at different times and by different attorneys who may not be aware of the...

Just because a competitor across the street has shifted their salon to rent a chair or booth rental business model, does not mean that you should follow suit. You may be under pressure if they try to poach your staff or you lose a stylist or two however, sometimes-forced change is good and in this case you might be forced to take a long hard look at your business model to decide if its for you? If you have good quality staff and you're happy with running the traditional model you need not worry. Nevertheless, it's always better to keep your ear to the ground and be ready for any changes that your competitor might make at your expense right? One of the basic issues in managing the switch to rent a...

When making cutbacks, employers have to plan for any number of contingencies says noted employment law authority of Wilmington, Delaware Attorney Margaret M. DiBianca. One such contingency that often goes under the radar is the possibility of fraudulent workers’ compensation claims. After counsel has given its stamp of approval to the list of employees selected for layoff, employers are best advised to turn next to the ways they can protect themselves from a potential increase in workers’ comp claims. Here are three ways to protect your business from abusive workers’ comp claims relating to layoffs: 1-Use Exit Interviews to Document the Absence of Injury Conduct an exit interview with each...

It just happened that September 1st, 2006, was a Friday. (And for those interested in historical trivia, September 1st, 1939, the day WWII started, was also a Friday.) Why am I talking about it? Because September is a rollover month for many futures contracts, including very popular stock index e-minis and whenever a rollover month starts on a Friday, a rollover day is on the first Thursday and not on the second one as is usually the case. I thought that pointing this out merits some attention. Here are some other facts about the rollover and expiration days. The latter is always on the third Friday of a rollover month. For the instruments we are most interested in, that is e-minis of the futures...

Your home is of great importance to you. If this is true, then you must be paying your mortgage bills regularly. Or else your house may be brought for a foreclosure. By paying the mortgage dues you will be able to save your home for ever. Try to overcome all the financial troubles that are preventing you from paying the mortgages. But if you continue by not paying more than for three months, the bank will start to notice each detail on your account and eventually one day your house will come for foreclosure. You might find many foreclosure helps that are easily available these days. Make sure that you and your family remain in your beloved house for ever. There are a lot of organizations that offer...

An associate's degree in human resources prepares you for many positions for a career in this field such as a compensation and benefits manager, training manager, and human resources manager as well. The coursework you will be involved in includes employee to employer relations, strategies for management, learning about compensation and benefits, safety of the workplace, and etc. These are the basic fundamental skills employers are looking for when hiring human resources professionals. In this degree program, you will study the needs of employees, assessing labor needs, how to deal with problems, and making sure the working environment is as safe as possible. Those who graduate with an online...

As one watches or listens to the media, they find themselves inundated with information regarding problems in the economy. Further, most people are aware we must find real solutions to correct the catastrophic condition of the financial system. Yet, as we all can attest, it is easier to identify problems than solutions. Therefore, our government and its citizens must identify a clear-cut plan of action to solve the economic crisis. Moreover, the plan must have viability, and, be free of defective assumptions' and ineffective practices. The foremost realization people must embrace is the actual problem behind our current catastrophe. Many clamor that the problem is the lost value in the capital...

Dallas limo rental to get you around the Dallas-Ft. Worth area in style. Weddings, proms, and corporate travel are some of the many reasons why Dallas limousine services are in such high demand. It is understood that it costs more to operate a Dallas limo than it does an ordinary vehicle. Come explore what it takes for a quality limousine company to put their vehicles out on the road. First of all, Dallas limos must be licensed to work inside the Dallas and Ft. Worth city limits, and have permits to operate in the DFW Airport as well. After they are licensed to do business in these cities, they are also required, like any other business, to pay the proper taxes. Appropriate insurance for...

No one can dispute the impact of the internet on the global community. Some may even say it is what has made us a global community. Today consumers base many of their purchases around sites like E-bay, or even brick and mortar store websites. And, these developments have all come within the last few years! It really is quite fascinating to think about. It doesn't stop at any one facet of our lives either. The internet has completely infiltrated our lives to the point that we are focusing our business and financial lives around web based businesses. This will, no doubt, have an effect on how we are employed as well as how businesses are established. I remember when there was no Yahoo or Google, and...

Since ancient times, personal grooming has been an important way of life. From the common masses to royalty, taking care of our bodies has been both a pleasure and a necessity. In modern times the answer to that need is the beauty salon. Operating such a salon can be daunting, and you may want to consult some of the companies that can help meet your needs. An essential aspect to running a salon will be determining what kinds of products to use. You won't be able to run a beauty salon without certain kinds of products. These include basic equipment, including salon stations, shampoo bowls, styling chairs, hair steamers, reception furniture and shampoo units, among others. Beauty salon supplies also...

The Small Business Administration estimates that 95% of all new small businesses close their doors within the first year. That doesn't sound very encouraging. How would you like to start your own business that is almost 100% guaranteed to succeed? How would you like to sell at flea markets? I am talking about starting an actual business, your own flea market and swap meet business, of course. It's a very easy business to start compared to a brick and mortar business in a strip mall. There is no long-term lease to sign, no long search for the right location, no large expense for fixtures and shelves, no utilities to pay for and no need to spend thousands of dollars before you open the doors and make...

With a growing number of options and potential applications, the many advantages of using stored value cards (SVCs) far outweigh any potential disadvantages. In addition to being a very useful way to pay for goods and services in advance, SVCs are a vital resource for unbanked consumers. Financial industry estimates place the number of households in the United States without a bank account at somewhere between 10 - 15 percent of the marketplace. There are a number of reasons why some may not qualify for a bank account. Many low-income families can't afford the monthly fees or potential overdrafts associated with low balance checking accounts. Some consumers are also denied bank accounts because of...

For purposes of this article, usage of the word corporation also includes partnerships and LLCs. Many times, corporate owners looking into bankruptcy aren't actually concerned with the effect on the corporation, but on themselves personally. This article examines the fallacies and misconceptions held by many such corporate owners. There are two bankruptcy choices for a corporation: Chapter 11 or Chapter 7. Chapter 11 allows the business of the corporation to continue and reorganize the debts by proposing a repayment plan to creditors. Creditors get to vote for or against the plan. A full treatment of Chapter 11is beyond the scope of this article. Chapter 7 is a liquidation of the corporation's...

On May 12, 2003, the president of a family practice clinic, a physician, and a nursing informatics specialist won each first-place in a Microsoft Corp.-sponsored competition to honor innovative healthcare professionals. Entrants were judged by a panel of Microsoft representatives based on the number of features in Office they were using, their productivity gains, and how applicable the featured uses would be in other healthcare settings. All three winners use Excel for financial reporting, data collection, or tracking employee payroll and taxes the number and types of office visits. However, until recently, the use of Excel for medical billing analysis has been limited because of the difficulty to...

Buying the right franchise and then running it successfully go hand in hand. The major franchise companies have a vested interest in seeing that a buyer connected with them does well and does not have to close the doors in failure.With this in mind, they will do every thing they can to help the buyer end up running a successful franchise. Here are the key elements to running a successful franchise. Start with a successful franchiser When you buy a franchise and start with one that is uniformly successful with new franchises; then you have increased the odds of being successful. They know the ropes and they teach how to do it and what to do. They leave very little to chance or good business luck...

All companies covered by insurance must respond to insurance audits annually. These audits can be good experiences if managed correctly, or can become stressful events resulting in wasted time, premium increases and adjustments or even cancellation of policies. By knowing what to prepare and maintaining organized records, you can survive your insurance audit. What is an insurance audit? Policies are audited to ensure that the premium charged by the insurance company reflects their actual exposure, which was estimated at policy inception. Insurance audits are performed by employees of the insurance company or independent auditors hired by the insurance company; in some cases forms will be sent to the...

How can managers improve their "batting average" in the employee selection, hiring, evaluation, retention and discipline processes? Selection, Hiring, and Evaluation The employee selection process can be abbreviated due to pressing staffing issues or truncated because of hiring priorities, a limited applicant pool, unsound evaluation processes, or any of a number of reasons. The standard process results in businesses hiring and retaining certain employees that they should not have. Businesses generally hire employees, then give them a probationary period of from six months to a year. During the probationary period employees can be released without much fuss or fanfare as long as State and Federal...

What are the rights of an employee working in UK? Employee rights are guidelines which must be made known to any employee. This, however, may differ in some aspects depending on the country where you are working in. Employees' rights in UK rely on two aspects: a) the legislative rights and b) the employment contract. Let us take a closer look on this subject matter. Legislative rights as the term states are founded on the laws agreed by Parliament. All employees have legal rights in spite of the number of hours they are to work in a week. However, there are also employees who do not have any legal rights. There are also cases where a worker gets to have their legal right after having completed their...

Do you usually hear people saying that you have a talent in visualizing objects and putting them in the right perspective? Well, if you certain that those people are not just pulling your leg, why not make a career out of your remarkable skill? Yes, there is a perfect job with your name on it-a drafter. Are you familiar with technical drawing? Okay, before I tackle the technicalities of being a drafter, let's have a quick recap first. Technical drawing is the application of making exact representations of things for architectural, technical, and engineering purposes. To put it simply, it is used by a person to communicate an idea to another person through a drawing or a sketch regardless of the...

It is quite rare to find contract employment in other industries like the bio-tech and pharmaceutical industry. Perhaps one of the most attractive things about contract positions is the freedom and flexibility that they provide to an individual. This means that contract workers are not tied down to any particular role or organization for a long period of time. They have the opportunities to explore new employment prospects and experiences. Though contract employment provides a good degree of freedom, it does not guarantee job security. With a permanent position, an individual can enjoy the benefits of job security and stability. There is evidence that job security can enhance the work performance of...

When applying for any job, your resume is the tool that qualifies you for the position and gets you an interview. Most resume templates you find in books or on the internet focus on business employment. So how do you write a resume for housekeeper employment that looks professional and includes all the information you need the hiring employer to know about you and your qualifications? Do not worry - you can write a professional resume for housekeeper employment by following these easy tips. Write a Great Objective Statement The objective statement at the top of your resume is a brief, one-sentence statement that summarizes what you want, what you have to offer, and how you can benefit the hiring...

If you have been dismissed in unfair circumstances you may wonder if you have a case of wrongful dismissal and what this would mean. Wrongful dismissal is a legal term used by employment solicitors to describe the circumstances where your employer dismisses you in breach of your employment contract. The most frequent case of wrongful dismissal is where an employee is fired without the employer paying for the notice period. You may have a claim for wrongful dismissal if your employer dismisses you and did not follow the correct procedure, but only if the procedure is part of your contract of employment. So your first step is to look at your employment contract to see what you notice period is and...

From September 2008 to March 2010, contract work increased 2% and part time jobs increased 16%, while temporary, permanent and full-time positions decreased significantly (-19%, -36%, -4% respectively). Read on to discover why software engineer contract work may prove to be a safer, smarter career move for you. Software engineer contract work offers many benefits over permanent positions, although it has its downfalls. Here are some characteristics of contract work which may help determine whether or not it is a good fit for you: Contract work pros: Money - usually the pay will be better than permanent positions since there is less overhead incurred by the employer. Flexibility - since you are paid...

In many cases, some employers want to be able to abruptly dismiss any employee even without following standard procedures. There may be no need to have a fair reason for employment dismissal. That is why compromise agreements or severance agreements are very popular these days. Under the agreement, the employer would pay a hefty sum of money to the employee in exchange for all the waived rights to any form of claims that may be filed in the future against the employer. For the part of the employees, compromise agreements are attractive because they earn a lump sum by being dismissed from work. They could immediately seek employment in another company in case their current employment is terminated...