Women in Debt

It was believed women were leaving thetoday´s economy, making it harder for the
workplace to take care of the household, notunemployed women too find new sources for
true, women have been leaving the work forceloans. It has become a domino effect, everyone
due to cutbacks, lay offs and lower wages.from the common worker to the biggest of the
Women have on average made less than theirmultinational banks are hurting and there is no
male counter parts and due to the recession ourrelief in sight.
country is going through the number of womenWomen in America must now find other avenues
falling deep into debt has risen.to create income to simply meet their basic
The average American family has an estimatedneeds and those of their families. This
$8,600 worth of unpaid credit card debt, whendemographic which at one time was looked at by
we talk about women many of whom are singlelenders and banks as probably their safest bet for
mothers along with mortgage payments, carloans has now seen that status wiped away by
payments, education, medicine the average creditour very own economy. It is no longer safe to
card debt for an American family is too much toassume women will pay back the money lent to
handle.them, not because they do not want to but
Many have refinanced their homes, taken loanssimply because they cannot. many women are
out on pension and retirement accounts and stillnow voluntarily leaving their jobs to save money
find themselves in the same hole they were in toon baby sitting, gasoline, work clothes because
begin with. Divorce, lay offs have sparked thetheir wages do not allow them to meet these
biggest amounts ever seen for women, whomdemands and those of their creditors.
for most time were not thought of as a financialThese women have now joined their husbands on
danger. Today more women are filing fora crusade to save money, they are learning to
unemployment benefits than ever before and thisbudget better, they grow gardens in their back
is due to the loss of employment and higheryards to save on groceries, hang the clothes out
wages.to dry as opposed to using their dryers to save
Jobs have been moving to other countries, leavingenergy, etc... these women and their families have
many unskilled and uneducated workers emptycome to realize it is a new time for America and
handed. Many are going back to school in thethat everything we once took for granted is as
hopes that when they come back to the workprecious as our very needs to stay out of debt.
force they can earn a better living. Meanwhile theAmerica and their women will pull through this
debt continues to pile and we see morerough period in our history and will come out
foreclosures and broken dreams.stronger from this experience as women are now
Banks and lenders are losing money in unthinkablelearning to do.
amounts these days in direct proportion to