Tough Times Call For Tough Decisions

Wayne Gretzky, the Hall-of-Fame hockey playerwant to become one of the businesses that
was once quoted as stating that the reason forHarry S. Dent talks about, that doesn't survive
his success was that he "always went to wherethe competitive evolutionary climate to come; you
the puck would be, not where the puck was at."must be very proactive in your business. You
Anyone who is able to read or turn on a televisionneed to surround yourself with competent people
has heard the news: we are in a recession.who know what questions to ask and have ideas
Everyday it seems that one company is trying toand solutions as to what should be done to
outdo the other company in terms of how manyremedy the situation. Are you reading your profit
people they can lay off. Just last week, on oneand loss statements as a banker would (i.e. with
page of the Wall Street Journal I counted overno emotion and seeing things in black and red)? Or
30,000 job positions that were cut due to theare you too personal with the stores you operate
poor economic conditions in the marketplace.and treat them like a family member?
That's 30,000 moms and dads, sons andNever fall in love with a business or a building,
daughters, friends and co-workers that no longerbecause it can't love you back. The operators
have a job...or a source of income. And that waswho emerge victorious from this "survival of the
just one day.fittest" competition will be those who can stand
Oftentimes these workplace casualties cannot findback, look at their business in an objective
alternative employment. The result is an historicmanner, and know when to hold them or know
number of people filing for unemployment benefitswhen to fold them. They'll be able to cut out the
putting a tremendous amount of financial strain onnon-performing items within the stores or get rid
the State governments that are supposed toof the under performing stores altogether and
fund the unemployment claims. This, in turn, isreinvest into new stores or get liquid.
prompting the Federal government to draftContinuing to operate a non-performing asset is
legislation intended to send emergency bailoutjust dumb! Especially in a market that is not
money to the States. Just so the States canexpected to improve for several years. Many
continue to pay the people who are currentlypeople will take a wait and see approach. They will
receiving unemployment benefits. No matterwait until the market is better and try to get a
where you come down on the political side of thebetter price for their assets. Nobody wants to sell
debate, there is one glaring truth to all this: we areat the bottom of the market, right? Well, what if
in a recession.we are not at the bottom of the market?
It seems that everybody I talk to is inTo test this theory, I checked the records on all
agreement as to how bad it is out there. In histhe stores I had sold five years ago, three years
new book, "The Great Depression Ahead" Newago and one year ago. I compared their market
York Times Best Selling Author and renownedvalues then, to their market values today and
economist Harry S. Dent, Jr. says, "Businessesdiscovered that the stores have decreased in
need to understand that a "survival of the fittest"value every single year. These results were based
battle is coming between 2008 and 2012 that willon over 100 stores that were sold by our
determine the leaders for many decades tocompany within the last 5 years. None of them
come. The businesses with the largest marketare worth more today than they were when
shares or niche dominance and with the lowestthey were sold. Some of those Sellers still call me
costs and strongest balance sheets and liquidityto say thanks for selling their stores when they
will grow stronger and gain long-term marketdid. Like most people at the time, they thought
share, but many more will fail or be taken overthey had missed the high point of the market and
by the stronger companies."were hesitant about selling their assets. Ask them
Mr. Dent bases his economic forecasts on theabout the "wait and see" approach..
demographics of people throughout the world, notI'm not trying to convince you to sell or get out
just the United States. You may as, "how doesof the business. Quite the opposite actually. Think
this affect me? Why should I care what goes onof this as a call to action. Get your business
in India, Indonesia, Latin America or China? Mytuned-up and running properly. Capitalize on the
store or stores are in Ohio or South Carolina orexisting opportunities that are available in the
California. I am worlds away from these places."market. Yes, the existing opportunities. I told you
Well you should care, because what is going on inabout the two operators that were losing money,
the production and manufacturing countries; isbecause of their lack of attention to their
going to dictate what you pay for the gas andoperations (and by the way, they are correcting
products you sell.their situation by selling off non-performing assets
Remember the $4.00 per gallon gas last summer?and hiring consultants to guide them through the
I bet you'd like to forget about selling gas forprocess of correcting their situations). But now I
$4.00 per gallon and the fact that you might notwould also like to tell you about the operators
have had enough credit to keep your tanks full.that see the great opportunities that are available
What about the fact that fuel prices wereto them now.
fluctuating so rapidly that some were gettingRecently I was talking to a banker friend of mine.
caught with gas they had bought a high price andHe is not only a banker, but a past convenience
now has to sell under cost?store operator/retailer and a manufacturer. He
Do you remember the pain of the consumer whoknows our industry well and he too has lived
had to spend $80.00 or more to fill up theirthrough turbulent markets like the one we are
vehicles? What about the hit your inside salesexperiencing now. He is aware that I consult and
took because the high fuel prices often left thework with convenience store operators
consumer with too little money to come insidethroughout the country. So I asked him, based on
and purchase the products they usually do?his position and experience, "What businesses are
Remember the price increases on food productsmaking money right now?" His response was
that were a result of the corn prices going up tointeresting. "The convenience store business", he
help satisfy the demand for ethanol? Whichsaid.
prompted you to charge higher prices for someHe knew first hand from his financial connections
of the daily items you sell in your store?that the convenience store business (with the
All of this sounds like a long time ago, doesn't it?selling of tobacco and alcohol and other items that
Well, based on the predictions of manyare staples in the convenience store business)
economists, we are not out of the woods yet.was profitable. He had seen the P & L's of
OPEC, the little cartel that has made billions anddozens of stores that were making money,
billions of dollars from the run-up in oil prices hasbecause they were well run and kept up. He
publicly stated that they want the price of oil tospoke about one 12-store chain where every
be at $75.00 a barrel and they will do whatever itstore was profitable. "Not a non-performing store
takes to get it there. And since they eitherin the bunch", he said. That was because every
control or influence over 60% of the world's oiltime a store became unprofitable the owner
supply, there is a good chance that OPEC will geteither sold it or closed it and replaced it with
the job done.another profitable store.
Now that I have set the stage for future doomI've know him for ages and he reminded me of
and gloom, let me make my point. Last week Imy time years ago when I was in the
talked with two operators of convenience stores.entertainment business. He said, "When people
Both were men in their late fifties and both havehave discretionary time either from lack of work
been in the business for over 30 years. One hasor loss of employment, they tend to spend more
about 6 stores the other one about 40 stores.money on the things they can get pleasure from."
Both are very knowledgeable about theFor example: cigarettes, beer, movies, snacks,
convenience store business and understand howsodas. "The reason is simple", he said. "They tell
to purchase fuel, merchandise a store, how tothemselves regardless of how bad their economic
buy correctly and all the other functions ofsituation may be, they feel entitled to these items
running convenience stores. In short, they wereand still deserve the pleasure derived from them.
both very experienced operators.Therefore, they will spend the money for them."
Both of them lost money last year. Why? IBelieve me, I know this it true having seen it in
believe it's because they took their eye off thethe early eighties when people were losing their
ball and lost focus on running their operations. Bothjobs. It seemed that they always had money for
of them knew what was going on in thecolor televisions, my movies, a twelve pack of
marketplace (with the fluctuating fuel prices) andbeer or a carton of cigarettes. But they didn't
did nothing. They were not paying attention toseem to have the money to make the bank
where their business was going until it was toopayment (this too was verified by my banker
late. There is no sugar-coating this situation. Theyfriend).
both lost a lot of money. I know because I haveTough times, call for tough decisions. Don't go the
seen their numbers and heard their stories.way of the businesses who won't survive
Admirably, both operators admit that it was theirbecause you are reluctant to make the tough
fault, and I respect them for taking responsibilitydecisions today. Take control of your business
for their actions. They are both very good peopleand make those tough decisions. It is a lot more
and are trying to make a living in this turbulentproductive to make those decisions now rather
marketplace. But they messed up and they knowthan waiting and having to make them later...or
it.worse yet having someone else making those
So how does apply to you? Because unless youdecisions for you.