| Here is a fast, cheap and effective way to collect | | | | that requires the debtor's bank to give you the |
| on a court Judgment if you accept regular checks | | | | money in the debtor's account to pay the |
| from companies or one-person enterprises in the | | | | judgment. |
| course of doing business. | | | | However, you can only use this maneuver if you |
| If you use the following information wisely it can | | | | know what bank the debtor uses. |
| save you MUCH time, money and aggravation. | | | | It's not necessary to incur additional legal costs |
| Here's what you need to do. | | | | (and attorney fees) in the attempt to gain this |
| Each and every time you receive a personal or | | | | information because you have a copy of one of |
| certified check make a **photocopy** of it | | | | their checks already on file. This method of having |
| before you deposit it. | | | | a copy of their check already "on file" is simply |
| Why, photocopy the check? | | | | much faster, easier, and a whole lot cheaper. |
| Because, if one day, they run-up a sizeable | | | | By using this simple but effective legal strategy |
| account balance and for whatever reason decide | | | | you can (in most cases) arrange for the |
| not to pay you, then you may be forced to file | | | | garnishment to be issued on the same day that |
| suit against them in order to get back what is | | | | the judgment was entered. |
| owed to you. Once you've gotten a judgment | | | | IMPORTANT: Make a photocopy of your |
| against them, put the following into immediate | | | | customer's checks and place them in a special |
| action. | | | | folder or file. You may never need to use it, but if |
| One of the BEST legal ways you can collect on a | | | | you do, you'll be in a strong legal position to get |
| judgment is to obtain something called a writ of | | | | hold of your funds without delay and further |
| garnishment, which is an order from the court | | | | costs. |