| The number of disabled people who are living in | | | | met: |
| California is high. These disabled persons are | | | | • For the people who are unemployed, they |
| prevented by their condition to do the things they | | | | have to be seeking for employment actively. |
| normally do, specifically working. Their physical | | | | • For the people who are employed, they |
| state prevents them from earning money, which | | | | have to miss going to work for over seven days |
| they will use to sustain their needs. To address | | | | or they have to be disabled. |
| this problem, the Social Disability Insurance (SDI) | | | | • They have to earn at least $300 in their |
| was created. | | | | wages during their base period. |
| How does this Insurance Program Works? | | | | • They have to be under a medical |
| SDI is an insurance program in California that is | | | | provider’s care during the first eight days of |
| implemented by the Employment Development | | | | their disability they must stay under it while they |
| Department. Like other insurance programs, SDI | | | | are acquiring SDI benefits. |
| works by having the people covered by it pay | | | | People Not Covered by SDI |
| the premium, which is a monthly fee to acquire | | | | Although SDI benefits can be received by almost |
| benefits if a specific event takes place. | | | | all of the employees in California, there are |
| Most of the employees in California are covered | | | | various workers who cannot avail this insurance. |
| by this insurance. People who are covered pay | | | | Some of the people not covered by SDI include: |
| the premium of the SDI through their payroll tax. | | | | • almost all the people who work for the |
| Every time these employees get their paycheck, | | | | government |
| a certain amount to it is transferred to the SDI | | | | • employees who declare a religious exemption |
| program. | | | | • certain domestic workers |
| People Eligible to Acquire SDI Benefits | | | | • certain non-profit employees |
| People who are eligible to acquire a SDI benefits | | | | • interstate railroad employees |
| are the people who contributed into it and are | | | | Call for Los Angeles Disability Insurance Lawyers |
| unable to work because of the reasons: | | | | There are thousands of people in California who |
| • They have a disability that is unrelated to | | | | are disabled. Results of an American Community |
| their job. SDI provided a definition of disability | | | | Survey revealed that there are around 4,268,000 |
| which is “any mental or physical illness or | | | | or 13,1 % of the people who are five years old |
| injury which prevents you from performing your | | | | and older are disabled. |
| regular and customary work. | | | | If you have a disability and you need assistance in |
| • They need to acquire for a Paid Family | | | | filing your claim to acquire the insurance, there are |
| Leave (PFL). Through PFL, a portion of their | | | | Los Angeles disability insurance lawyers that you |
| income that was lost when they missed work to | | | | can consult. These lawyers are ready to help not |
| have a bonding with a new child or to take care | | | | only people residing in Los Angeles, but also people |
| of a sick relative. | | | | from the different parts of California. |
| • They are pregnant. Although being pregnant | | | | To help you pursue social security benefits such |
| is not an injury or illness, it is a valid medical | | | | as disability insurance, consult with our Los |
| reason for them to miss work. | | | | Angeles disability insurance lawyers. Visit our |
| Meanwhile, before becoming eligible to acquire for | | | | website to avail of our free case analysis. |
| SDI benefit, the following requirements should be | | | | |